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Create Financial Freedom

January 28th, 2009. Published under Uncategorized. No Comments.

The financial world is crumbling because a handful of CEO’s sold financial products that made them millions while creating an extreme credit crisis for the rest of the nation. And all you can do is watch as your precious stocks tumble and the dream of owning a house outright dries up like a raisin in the sun. 

‘A Dream Deferred’
by Langston Hughes

What happens to a dream deferred? 

Does it dry up
like a raisin in the sun?
Or fester like a sore -  
And then run?
Does it stink like rotten meat?
Or crust and sugar over -
like a syrupy sweet? 

Maybe it just sags
like a heavy load. 

Or does it explode?
 

Don’t defer your dreams - it’s time you took back control of your life. We’ve all been so deeply programmed that trudging through the corporate world and climbing the corporate ladder to a glass ceiling is perceived as the only way of life. People’s rote behavior and negative belief systems are so deeply entrenched that they’re mentally blocked from achieving financial freedom and they don’t even know it-this is your wake-up call!

The Little Businessperson that Could

December 10th, 2008. Published under Uncategorized. No Comments.

Unless you’re comatose, you’re capable of virtually anything you wish to accomplish. There are, of course, certain goals that you may never be able to achieve, such as growing taller or becoming governor. However, with growth hormones readily available, Arnold Schwarzenegger holding the title of California governor, and operational civilian space trips, not even the sky is the limit for you. 

For starters, you need to acknowledge that you alone are responsible for your success or failure. Most companies obviously believe in and promote teamwork, so some may say that the responsibility is shared among team members. Yes, it is. But it’s translated as a matter of individual achievements conglomerating to create a single, powerful entity. In order to make the most out of this power relationship, we need to make sure we have a strong foundation - work on yourself first, and then build up from there.

And the day came when the risk it took to remain tight in the bud became more painful than the risk I took to blossom.
-Anais Nin

 

It’s All About The Timing

October 24th, 2008. Published under Uncategorized. No Comments.

Success often requires the confluence of the right person with the right place and time. In 1988, Dan Jansen was the favored contender in Olympic speed skating, but a few hours before the race, he received a call from his family back in the United States informing him that his sister Jane was dying of leukemia. Dan tried to speak to her on the phone, but she did not respond. That night, during the competition, Dan fell twice, dashing his hopes for victory. Eight years later, in his final attempt at the gold medal, Dan broke the world record in the 1,000 meters and winning the gold, achieving the goal he had set long ago. In 2004, he was inducted into the United States Olympic Hall of Fame, and he now has a successful career as a sports commentator and coach. 

Sometimes our successes are overshadowed by the negative events happening in the rest of our lives. It can seem impossible, almost as if the universe is conspiring against you, but if you preserve, you can go on to great things. Maintain your focus and deal with each moment as best you can. Patience and hard-work can take you to your goal as long as you keep at it.

Determining What You Value

August 13th, 2008. Published under Career Satisfaction, Uncategorized. No Comments.

Several of these posts have mentioned that you need to know what you value before you take a job. Often, we think of our values as principles in the back of our minds that govern our actions. However, letting our values marinate in our subconscious means that we may not understand why we act in certain ways. 

In college, I took an ethics course, and our main project was to evaluate our moral system and apply our values to some kind of ethical dilemma. I was surprised when it took me several hours just to sketch out some of the major issues. The exercise has given me great guidance in figuring out the role I play in life. 

To begin laying out your values system, do the following:

  • Think about your family upbringing and religious background. What were the major lessons and principles you learned from these sources? Are they right?
  • Consider how you treat others. Should you act in this way? Is this how you want to be treated?
  • Remember how you have been treated. Do you approve?

After you have answered these questions, ask yourself “Am I consistent?” If you are, you have a clear understanding of your principles. If you aren’t, you need to think more about what is important to you. If you understand your moral framework, you can choose a job that will not weigh on your conscience, making you more satisfied.

Why Did You Really Take this Job?

August 8th, 2008. Published under Career Hunting, Uncategorized. No Comments.

Financial Pressure 

The average amount of debt per household in the United States is $14,500 (not including mortgages) according to Bankrate.com. Many Americans live paycheck-to-paycheck, so it seems impossible to quit an unfulfilling career. If you are one of these people, you must plan your career moves carefully.

  • Begin sending out resumes to your new field of choice immediately. If you are lucky, you will line up a new job which uses your strengths more fully. Remember, if you change career fields, you may take a pay cut.
  • Analyze your spending. Many people have small habits which add up to great costs, like your morning cup of coffee or that burger for lunch. By cutting out these habits, you will have more money left at the end of the month and will soon be in a more secure financial position.
  • Find a part-time job in addition to your full-time job. While this may not be feasible for everyone, it will increase your income and your financial stability. You might also find a part-time job in your new career field which will give you valuable experience and better chances at the premium jobs when you are ready to switch careers.

By reducing your financial burdens, you will have more freedom to find a job you love. And as the old saying goes, if you do what you love, the money will follow.